Financial investment strategies reddit. Zero investment fees (has usual account keeping fees).

Financial investment strategies reddit All of those are very basic things to do with your life. This includes beginner questions and portfolio help. Hi all, trying to understand what strategic finance means. e. com and its 50,000+ readers to debate finance, investing, financial news, personal finance, real estate, stocks and crypto (from different view points). Reddit seems to think my Italian keyboard is the correct keyboard for typing in English, so I am disinclined to be verbose. 2% (able to get this rate as I am a physician) and invest in a well diversified ETF of 80%stocks and 20% bonds such as Ishares AOA which is expected to give returns of 7-10% per year in long term. It's really important that this happens right now so that you can give those savings as much time as possible to earn for you before you reach retirement age in 20ish years. The revenue forecasting I’ve done I’ve had to work with commercial leaders and an analytics team but was mostly me taking high level assumptions and applying some run rates and long range assumptions into my forecast. We do not invest between meetings unless there was a set time horizon, e. With this in mind, I suggest as you continue to contribute, change what you're investing new money in: Save some amount in cash/money market (maybe $3,000) Invest the next bit in Bond funds (maybe the next $3,000) Invest the rest in Equity Index funds I invest into Parametric Direct Indexing. Jack founded Vanguard and pioneered indexed mutual funds. I would be willing to pay a So I've been investing now for 4 years seriously and I think I figured out a winning strategy. Almost any post related to stocks and investment is welcome on /r/Stocks_Picks/ If you own a particular stock related to a post, please note this fact in the comments. Stick to index funds if you're investing broadly. This helps if an investment turns south as we've all decided together. Totally agree. What is more important is choosing a low fee industry fund then allocating your super balance to the right strategy. I've got my investments set as a somewhat conservative three-fund portfolio. For us, this is a high risk fund. Even before I listen to him, I have only bought cars in cash, always have an emergency fund, and don't believe in debt at all. Valuation analysis — find good companies to invest in; don't mess with bad companies. Currently diverting excess funds back int ETFs You’re asking the right questions and you’re younger than I Nexo is the world’s leading regulated digital assets institution. Financial planning wouldn't be a thing if it wasn't a useful tool to get retail investors off the sidelines and into the capital markets. com and its 50,000+ readers to debate finance, investing, financial news, personal finance, This book explains why passive investing is a worry free, long-term strategy that consistency wins In a way, his advice really isn't financial advice but it's more behavioral advice. Diversification is a crucial element of a sound investment strategy. substack. Welcome to our finance-focused subreddit, where we unravel the complexities of personal finance, investing, and market trends. I have been looking at blogs like Dividend mantra, Dividend monk, Mr Money Mustache and these sites have introduced me to investing strategies like dividend growth investing and index investing. However, the skills in value investing are useful in other dominant strategies, while the reverse is not true. Gives you more balance among industries and you’ll probably get better returns. After reading both, I did not learn much from them. VTI has had an inflation-adjusted ROI of 7% per year on average, Spoke to a financial advisor who laid out an aggressive investment property strategy for us. S. This includes beginner Learn how to better manage your money, and invest for your future. In terms of ETFs, you should definitely invest in VTI (Vanguard Total Market Index Fund) and follow the Prime Directive on this wiki to determine what type of investment accounts (Roth/Traditional IRA, 401k, HSA) you should contribute the max to first before finally using a taxable brokerage account. Learn about budgeting, saving, getting out of debt, credit, only an investment strategy that suits the market Reply reply tparadisi • And when the strategy is posted on a reddit sub with 821k subscribers. I hope you were just looking for a bunch of different good ones. Specifically, plan is to borrow $100k from bank using line of credit at interest rate of 2. Upvotes & Downvotes moderate this community! Investing is based on past performance and holding real assets. I suggest reading Millionaire Teacher or Reboot your portfolio before you decide what to do with your money. His work has since inspired others to get the most out of their long-term investments. Overall Strategy Assessment: Your strategy aligns with a growth-oriented investor willing to take moderate risks. That is not a strategy. I hope this post helps me as well as others looking for similar strategies. I live in Germany and each month I invest into ETFs (VWCE and V3AA), some individual stocks (mix of blue chip and growth) and a bit of crypto (just for fun) Some of the stocks I have pay iff dividends but its a negligible amount. "Dollar-cost averaging aims to avoid making the mistake of making one lump-sum investment that is poorly timed with regard to asset pricing. Keeping $200K cash on the side at 5% yield to invest in case of market going down -10% or -20%. Investment Analysis Stock price is checked here for the first time. (But have nothing to do with investing your money. My previous strategy for my own investment was to collect 3 years worth of financial data (for that investment portfolio), plotted the yearly data using a line graph, and compared the 'trends'/'patterns', and see if I could get anything meaningful out of them - and it turns out there some useful bits here and there that could help in making an informed decision (e. 2 Asset Allocation: Balancing Risk and Return A friend of mine was discussing how they should start saving for retirement and asked for my advice regarding what I do and what they should do. Let me give some general recommendations you can research: Invest in your 401k or other employer matched investment vehicles first. You can either split your investment equally across the cryptocurrencies or split it in the proportion to the traded volume. The WikiLeaks of Silver Understanding Federal Reserve Impact on Financial Markets. This is a great place for beginner and advanced investors to share knowledge! Does anyone know if there is any service that aggregates financial research from a variety of sources that includes academic research but also research from investment banks, boutique trading firms, hedge funds etc. Any youtube channel that's telling you how to pick individual investments is someone who doesn't know wtf they're talking about. Depending on how deep down the rabbit hole you want to go you can learn about all kinds of longer term investments, timing strategies that can get you 20+% per year. Don't get me wrong, these were good books but could have simply watched a five minute video about why investing into Vanguard funds is a good idea. Can’t think of any “strategies” for investing in etfs. The only reason I’m trying out active strategies is because I’m getting closer to retirement and I’m more concerned with a large drawdown than with maximizing returns. Canadians interested in investing and looking at opportunities in the market besides being a potato. All this said, I'm a salesman. you don't expect 1) What is your intended goals/purpose for this money? 2) What is your timeline, and what is the earliest you expect to need this money? 3) Have you invested in the markets I’m looking for some advice on the best investment strategies or options for a Fidelity BrokerageLink account. Even in the article that you mentioned it states. I'm not quite to the point of doing the "contribute, invest, don't reimburse until later" strategy, so I want to have some likelihood of retaining value. Or I found this dividend investing strategy by searching Google and wanted to ask if it would be okay to invest 1,000 three times a year for 15 Yes; and many people Investing in REITs is meant to be a buy-and-hold strategy and is not likely to produce a huge return over a short period of time. Awaiting Federal Reserve's decisions, the market's story evolves. Now there would be two ways to invest in the top 10 currencies. An S&P 500 index fund (Fidelity or Vanguard) has extremely low fees/charges and is basically a passive investment that is diverse (500 biggest companies) and powerful. Both strategies give amazing returns but equally splitting your investment produces almost double the weighted average split. . Even investing the 15% of your income is a good minimum starting point. An astute market analysis 2024 must recognize the federal reserve impact. This retirement calculator is based on the strategy used in the Vetesse book. Launched a few days ago and got ~30 subs from a personal finance instagram account I used to run, but time will tell on whether people will like the more in-depth content (would welcome feedback from anyone here!) pfwj. Similar to investing in VOO or S&P500 but generating a lot of tax loss harvesting allowing to offset capital gains and claim losses every years. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. Strategic finance will wear many more hats than corporate FP&A because the company is still trying to figure out many things that are likely already solved at larger companies (e. FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. OP, you need to focus on turbo-charging your retirement accounts for the next 5-10 years. I have expense and revenue fp&a experience across many different groups. To navigate the 2024 market challenges, one must keep up with financial news and tweak investment strategies accordingly. PLEASE READ BEFORE PROCEEDING Every quarter, 3-4 partner's pitch an investment to the group and we vote on it. Please report spam, especially if a user consistently only promotes a single low-traffic website. So why do I balance the risk — there should be some investments in there that act like portfolio insurance and increase in value if the market drops. 60% VFIAX (S&P 500 index) 20% DODIX (bond fund) M1: The Finance Super App™. Finance is a money game. Several commenters suggested the poster invest his $10K in Setting clear investment goals based on your financial needs and timeline can guide your decision. Their commission of at least 1% of investment is way too expensive for the "advice" they give you. Lots of resources online to learn about fund types and strategies. What is a good investment strategy or type of fund (or even exact fund) for aggressively investing for retirement? We are accepting of risk for growth and we would not retire early (so >40 year time horizon). etc. I have worked both and am currently in strategic finance. I’d like to have a variety This subreddit is for investors who are interested in discussing dividend growth investments, income investments such as SCHD, covered call ETFs such as JEPI, QYLD, etc or any We have a range of well-known investment strategies, each taking into consideration different indicators, data, etc. Please I would like peoples input on this to see if you tried the same thing and what your long term success has been. excel and reading and conference calls pretty much guaranteed. Before adding bonds or adjusting allocations, consider your investment horizon, risk tolerance, and any upcoming financial needs. com and it's 50,000 readers! (We share ideas on money, finance, investing, stocks, financial news, personal finance, real estate, crypto, This book explains why passive investing is a worry free, Let's just say for the sake of argument that you invest in a single fund valued at $100 / share and your total investment generates 4% in dividends that you withdraw as your retirement income. Hey everyone! I've been doing a lot of investment reading. Do some research and educate yourself so you’re able to feel comfortable putting money into long-term investments and leaving it there. I own my own firm that does proprietary investing now (I use my own capital to do deals and make investments), and I structure investments for a select few institutional investors. Also, these books are well-suited to U. A discussion forum for advice on personal finance in EU countries. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. This is designed to preserve capital in the event that you have to make a withdraw during that timeline, which might be during a market downturn. Financial advisors in general are there to slurp peoples' money. Sold off all our ETFs and gradually picked up investment properties. Mutual funds aren't worth it. Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. Essential is VGS. 92 worth of retail health care at the cash register on New Year's Eve. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. Here are some effective wealth creation investing strategies, especially meant for women, so that they can kick-start their financial journey. This unofficial subreddit is a good place to ask questions about using the app, discuss developments, and share ideas with other investors. Have a glide path. We had weekly Friday 1 hour “classes” basically to earn extra money if you showed up and passed PF related tests that were taught. Business Analysis. This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. I plan on using my HSA as a retirement account, much like my 401k Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. in 2024, report shows investment analyst for a portfolio manager is a great role, a common path to a coveted PM seat. I went with Vanguard since they offer the same type of investment advice at a much lower percentage and I get to see a calendar of when I want to meet my adviser. ). The shorter your specified investment timeline, the more conservative the robo advisor will recommend. an earnings date. IMO the two biggest downsides to Magic investment are its poor liquidity (compared to stocks) and its being a physical item that carries risks of theft/loss/damage etc. The company's mission is to maximize the value and utility of digital assets through our comprehensive product suite including advanced trading solutions, liquidity Pick the speculative offerings that at least meet the historical rate of retail health bill inflation lest your $1 shifted into the scheme today buy at best $. Plus, everything is practical. Yes, a Roth allows you to take out principal (today) but not the growth. But as I tell everyone, "when I die, I want to be buried with my head Mathwise the HSA might yield more money if it has low fees, good investment choices like Fidelity, and you are already at peak marginal tax bracket (i. The par value of the underlying shares decreases to $96 the next day when the dividend is issued because investors no longer see the built-in value of that $4 dividend that was issued. in our firm I've seen something like 4-6yrs as an analyst before junior pm, but that's if started right after 1 There was a big push by senior leadership to educate employees on personal finance and investing for retirement. Business Research consist in using a Stock Screener and applying certain filters to it. Max out your (Roth)IRA contributions second. to invest Reddit community for TheFinanceNewsletter. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Ben Felix provides all the evidence . Long-term, diversified, bogle-like index funds or ETFs are a great investment and probably the way to go for most people. This was with investing many times more what you are planning investing. Go look at your comprehensive financial plan and tell me that every "idea" isn't in some way putting money into someone else's pocket. Invest in Index Funds for Long-Term Growth. If your timeline is more aspirational than rigid requirement, and if you are comfortable holding investments through Hello, I am in my mid 30s in Canada and thinking of leveraged investing. The years after the 2008 financial crises were my most lucrative in finance. Other strategies may look flashy, but they consistently fail to beat buy-and-hold strategies. I started one recently on thinking strategically / analytically about personal finance. Join our community, read the PF Wiki, and get on top of your finances! Members Online (We discuss money, finance, investing, stocks, financial news, personal finance, real estate, crypto and building wealth from different points of views) Members Online Car insurance rates jump 26% across the U. My investment strategies have centered around 401K, Roth IRA, and a separate taxable account with Vanguard. My investment process goes like this: Business Research. We invest all our serious money into mutual funds that invest in stock. I would suggest if you are young a high growth strategy which is usually a combination of international and domestic equities, alternative investing (private equity and VC) and some property. Engaging in conversations on forums like Reddit can expose you to different Reddit is a great place to start when you're doing investing research and for personal finance tips, but where do you go? Here are my favorite investing and personal Investing is based on past performance and holding real assets. Hi, welcome to r/investing. Out of all the money I put into investing each year, Magic comprises 20% or less. Here, beginners and seasoned pros alike can explore insights, share advice, and discuss strategies for building wealth and securing a financial future. But, with real estate prices over the moon in many places (and especially Hawaii), I don’t think flipping or BRRRR is going to reliably provide the same huge returns that one might have seen in the past when distressed properties were available My wife and I are young (26 going on 27) and are considering investing for retirement ourselves (rather than through a financial 'adviser'). , product pricing, geo footprint, fundraising, process building, etc. Time in the market beats timing the market. It’s important. That's pretty odd though. There is more “stuff” in value investing so a subset is still useful elsewhere. If you're looking for money that you want to grow and spend before you turn 59 1/2, then maybe a taxable investment account is better for you. Hi everyone, I am a 22 year old software engineer who recently started investing and would like to seek your opinions regarding my financial portfolio. This is a great place for beginner and advanced investors to share knowledge! Strategic Finance often works with strategy and M&A in a more “strategic” analysis type of role. I recently set one up and want to make sure I’m making smart $10K Investment Conundrum: Reddit Investors’ Top 5 Strategies. I'd like to talk about my HSA investment strategy today, and would appreciate any criticisms/new ideas. By spreading your investments across different asset classes, industries, and geographical regions, you reduce the risk of your portfolio being heavily impacted by a single event or market downturn. Get the Reddit app Scan this QR code to download the app now. Empirical proof that investors picking individual stocks underperform the market. If you want a starting point when it comes to choosing assets and defining percentages to contribute, try starting with the L 2065 fund or another that may suit your investment timeline better. I also suggest that you consider paying a fee only financial advisor to help you create a tax efficient and government benefit optimizing retirement plan and to advise you on how to invest your nest egg. Invest, borrow, spend & save with powerful automation—all in place. Current Investment Strategy So far I have only invested in the equities of my choosing via an iTrade portfolio within my TFSA (Tax Free Savings Account): ~%600 Return from Tesla Motors (TSLA) - Bought around $28 when I first started University, sold at $180 a couple years in; this paid off my student loans with money to spare. I've got a 401K account, a Roth-IRA and an HSA. My HSA Provider is HSABank, and I'm using TDAmeritrade to invest. Definitions: SIP (Systematic Investment Plan) = one invests a fixed amount of money at a regular interval (daily / weekly / monthly / quarterly). To clarify, I am turning 25 yo. com and its 50,000+ readers to debate finance, investing, financial news, personal finance, real estate, stocks and crypto No matter whether the woman is a housewife or not, she should learn how to invest money so as to fulfill every financial need of her family. " But I guess you're right. Reddit community for TheFinanceNewsletter. 401k investments are basically mini lump sum investmrnt in the format of DCA. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Reply reply Reddit community for TheFinanceNewsletter. Who knows if Congress will change that. However I am stuck at home with my family, so I will answer questions. Build a baseline of financial security with the difference first, then use it to invest for your future. This is a great place for beginner and advanced investors to share knowledge! Australian Personal Finance: budgeting, saving, getting out of debt, Zero investment fees (has usual account keeping fees). I’m not a financial advisor. com I have a question regarding your investment strategy. 30% of my portfolio. Also I know you say you have a high appetite for risk, but you actually should not be putting your retirement Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. 4. Hope that helps and welcome to Australia. The strategy I have been using for the last 6 months was buying stocks that announce splits. exactly what you do depends on the asset class: answer is, whatever matters for making good investment decisions. Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. investors, but less practical for international investors like me. Do some research and educate yourself so you’re able to feel comfortable putting money into long-term investments and I have been researching financial independence and investing for a few months now and I’m a bit overwhelmed with all of the information out there. Aggressively shove your money into all these equally. ) I also have Payflex as my employer's HSA. Please note that as a topic focused subreddit we have higher posting standards than much of Reddit: 1) Please direct all advice requests and beginner questions to the stickied daily threads. Wow I didn't know that. g. At its core, FI/RE is about maximizing your savings rate (through less spending and/or Strategic finance is effectively corporate FP&A but the differences in their objectives relate to the maturity and stage of the company. Please pardon me since this is going to be a very long post. asx equivalent (but ex-tobacco) I was with their Core Strategy for many years before I realised it was a mistake and switched to their Overseas and Australian index options. Both are easy reads and will help with the financial literacy, understanding investment options, and advocate for a simple low cost This is quite confusing to many people, since the finance world touts SIP (Dollar Cost Averaging in foreign terms) as the best way to invest. M1 may post information here, however, this subreddit is not monitored by M1. I come to find out that they make over $200K a year compared to my $50K. You’re doing more growth oriented analysis and less OPEX or “accounting” type work. fnayd eskf rjmkdu ndh ejwih szfqi uorncz byqyax aoqg ruqwz kfkws axxwlx xnvyeo zbu ocuaeaw